I Shaik Akbar as a Advisor Since 2003 always advise people to buy right policy at right time. There is a common dilemma among people about the right age to buy a insurance policy. However, there's no right age to buy one. But, if one buys insurance policy at an early age, one will have to pay less for the policy. Premiums for a policy increase with one's age; that's because the associated risk increases. Premiums for plans are determined by the age, medical history, city of residence, etc. of the insured. So, if you buy a plan early it will help you save on the premiums you will pay.
Shaik Akbar a professional LIC insurance agent as ZM Club Member. He is working in the insurance sector since 2003. He works with Life Insurance and Health Insurance both. He deals in all kind of LIC insurance.
LIC is the largest and highly trustworthy insurance company in India. Life Insurance Corporation of India is an Indian state-owned insurance group and investment corporation owned by the Government of India.
The new LIC’s Jeevan Shanti plan is a single premium plan with dual return options; which means that the returns can be immediate or delayed annuity. It is a non-linked, non-participating plan. In the immediate annuity plans, returns can be availed immediately and in deferred annuity plans, one can choose the time when to get the returns. There are many options to choose from in both immediate and deferred plans.
LIC’s Jeevan Labh is a limited premium paying plan which means you pay premium only for a specified or limited time frame. It is not linked to or is not dependent on the share market.This plan is with-profits endowment plan and it offers both protection and savings.
LIC’s Jeevan Umang plan offers a combination of income and protection to your family. This plan provides for annual survival benefits from the end of the premium paying term till maturity and a lump sum payment at the time of maturity or on death of the policyholder during the policy term. 8% guaranteed interest throughout life after maturity.
LIC's New Endowment Plan is a participating non-linked plan which offers an attractive combination of protection and saving features. This combination provides financial support for the family of the deceased policyholder any time before maturity and good lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.
This is a limited premium paying term conventional With-Profits Endowment Assurance plan where premium paying term is less than policy term by three years.
Bima Shree plan is a non-linked, with-profits, limited premium payment money back life insurance plan with minimum Basic Sum Assured of Rs. 10 lakh especially designed for targeted segment of High Net-worth Individuals.
LIC Jeevan Shiromani is a premium policy designed especially for high net worth individuals. This plan combines savings, protection and medical cover and offers attractive returns with tax benefits. The policy is a non-linked, limited premium paying plan that offers life insurance cover, a lump-sum amount on maturity and payouts at regular intervals. Optional riders are also available.
LIC’s Cancer Cover is a regular premium payment health insurance plan which provides financial protection in case the Life Assured is diagnosed with any of the specified Early and/or Major Stage Cancer during the policy term. The plan offers two benefit options Option I Level Sum Insured: The Basic Sum Insured shall remain unchanged throughout the policy term. Option II Increasing Sum Insured: The Sum Insured increases by 10% of Basic Sum Insured each year for first five years starting from the first policy anniversary or until the diagnosis of first event of Cancer, whichever is earlier.
LIC's New Jeevan Anand Plan is a participating non-linked plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lumpsum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility.
16.9 Cr lives covered since inception, ? 12,739 Cr claim amount paid out since inception, HASSLE–FREE in-house claims settlement, 2.95 LAKH+ agents, building a healthier India, 90% cashless claims settled in less than 2 hours, 9,900+ strong network hospitals at your service, 4.9 MILLION claims settled since inception.
The impact of COVID 19 not only does shatter the health of individuals but the treatment costs at a medical facility will drain the saving too. In order to help people to overcome the financial difficulties while they are recovering from the COVID 19, STAR Health offers Corona Kavach Policy. An indemnity policy that I covers the hospitalizations expenses up to the sum insured arising from COVID-19 treatment procedures. I Eligibility:Adults:18 yrs to 65 yrs.Dependent Children: 1 day to 25 yrs. Policy Type: Individual/Floater
STAR Health Insurance joins the fight against CORONA along with the people of the nation by offering the Corona Rakshak Policy. An exclusive policy that offers lump-sum benefit to COVID Positive policyholder, which will be equal to 100% of the sum insured.Eligibility:Adults:18 yrs to 65 yrs. Policy Type: Individual basis Sum Insured Options: Rs.50,000/-, Rs.1,00,000-; Rs.1,50,000/-;Rs.2,00,000/;Rs.2,50,000/; Policy Terms: 3% months (105 Days); 6/% months (195 Days); 9% months (285 Days) (No annual policy term)
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